Middendorf Insurance

Are You Really Covered?

Do you ever ask yourself this question?

Maybe when you’re lying awake in the middle of the night because your oldest child is about to begin driving, or you’re starting a new business and want to make sure there’s coverage for your new $20k espresso machine, or you just turned 65 and need someone to explain the differences between Medicare Supplement and Medicare Advantage plans. If you want answers to these questions and other coverage concerns, you’ve come to the right place.

outside the Middendorf Insurance home office

Trusted and Locally Owned

Middendorf Insurance is a family-owned, independent insurance agency based in Des Moines, Iowa. For over 40 years, we’ve provided personalized insurance solutions to families, individuals, and businesses across Iowa and the broader Midwest. Our business is built on trust, tradition, and the occasional passive-aggressive holiday dinner. As independent agents, we shop among many different insurance companies to find you the best coverage for the best price.

The magic of Middendorf Insurance? A tight-knit team— some with the same hairline (or lack thereof) —delivering comprehensive coverage, honest advice, and the kind of customer service that makes you wonder why you ever tried to do this alone.

Personal

Home, renters, auto, umbrella, farm, jewelry, boat, and RV

Personal Solutions

Commercial

Property, liability, excess, auto, cargo, tools, and work comp

Commercial Solutions

Life, Health & Financial

Individual and group: life, life, health, disability, dental, vision, annuities

Personal Solutions

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If you want to sleep easy at night, click below.
If you want answers to your questions, click below.
If you want a personalized app for convenience, click below.
If you want an advocate, click below.
If you want enchiladas verde at 10pm on a Tuesday… uh… we can’t help you there.

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What Our Customers  Are Saying

“Since our inception in 1994, Middendorf Insurance has handled all of our insurance needs. They address all concerns immediately, and I can’t say enough about their exceptional customer service. We value their expertise and experience”

Anize Mamodaly, Owner,  Cedar Valley Community Support Services

“The most important part of my insurance coverage is having an insurance partner, and a friend, who knows how to find me the best possible value for my coverage and immediate service if I do have a claim. The people at Middendorf Insurance have proven themselves on both ends. They’re the best in the business.”

Connor Flynn, Owner, Lessing-Flynn

"We have been with Middendorf Insurance for 10 years and could not be more pleased with our coverage. Whenever our circumstances change, questions are answered promptly and with clarity. We never have to worry about ‘Are we covered?’ We know that we are."

Mike & Tana Murphy

“Since 2002, Middendorf Insurance has helped us navigate through teen drivers, hailstorms and flooded basements. Through each of these challenges they have been right beside us with a friendly smile, quick answers and excellent service”.

Karl & Crysti A.

“I have worked with my agent from Middendorf Insurance for years. From the time I bought my first house to when we bought our business which thrives today, they have been lockstep with us in our growing needs. Throughout the years my agent has helped evaluate my risk and provided solutions while answering all my questions. He has continually demonstrated how my various policies have been tailored to my needs. I feel confident with Middendorf Insurance and firmly believe I am really covered.”

Bill R.

“I’ve been a client of Middendorf Insurance since 2001, and their trustworthy service has always given me peace of mind. While I’ve only had a few claims over the years, each one was handled with care and reliability. It’s a comfort knowing I have a partner I can depend on to protect what matters most”.

Michelle L.

“We’ve been with Middendorf Insurance since 2010, and have worked with our same agent the entire time. She has always been a pleasure to work with. She consistently goes above and beyond to make sure we’re getting the best rates from the best carriers. Recently, after three car accidents in three months with our teenage drivers, she was patient, thorough, and took the time to explain how our premiums would be affected and what our best options were. Her knowledge, professionalism, and personal touch make her an invaluable resource; we couldn’t recommend her and Middendorf Insurance more!”

Chris A.