Life, Health, & Financial Solutions
No late night infomercials guaranteeing the future of your family and no dot com life insurance policies. When it comes to life, health and financial services, you need someone who understands your unique situation.
Life
Term Life Insurance
Universal Life Insurance
Long Term Care Insurance
Health
Individual Health Insurance
Group Health Insurance
Individual Dental Insurance
Group Dental Insurance
Health Savings Accounts
Financial
Fixed Annuities
Fixed Indexed Annuities
Life Insurance
Did you know?
- Many life insurance products offer 'Living Benefits'—which can be used for nursing home care or a trip around the world (we recommend the second one).
- Life insurance is a great way to transfer wealth without paying taxes on the… well, wealth.
- You can still get a life policy even with chronic conditions like hypertension or depression. We believe in second chances—and third cups of coffee.
Health Insurance
Did you know?
- Level-funded plans can offer richer benefits for a lower cost than ACA marketplace plans. More coverage, fewer headaches.
- You can have a group health plan with only one person. Yes, even if your 'group' is just you and your dog.
- ICHRA (Individual Coverage Health Reimbursement Arrangement) can help offer health insurance to all employees—including part-time workers.
Fixed Annuities
Did you know?
- Fixed annuities provide a predictable and stable income stream in retirement.
- There are no contribution limits unlike IRAs or 401(k)s.
- Many fixed annuities offer optional riders including long-term care riders, inflation protection, and death benefits for beneficiaries.
Regarding Medicare Advantage and Medicare Prescription Drug plans, currently we represent four organizations which offer twenty-five products in your area. Please contact Medicare.gov, 1-800 MEDICARE, or your State Health Insurance Program to get information on all your options.
“Since our inception in 1994, Middendorf Insurance has handled all of our insurance needs. They address all concerns immediately, and I can’t say enough about their exceptional customer service. We value their expertise and experience”
Anize Mamodaly, Owner, Cedar Valley Community Support Services
Our Carriers
We only work with top-rated insurance carriers because 'surprise, you’re not covered!' is not a phrase we ever want you to hear.
We're Here to Help
Have questions about coverage options or ready to start a quote? Get in touch and we’ll give you the personalized answers you need.